An independent firm
Life insurance and retirement planning, built around your family.
We start with what your family would need if you weren't here. Then we design the protection for it, drawing on more than 47 A-rated carriers.
- 47+
- A-rated carriers
- $50M+
- Coverage placed
- 11
- States licensed
- 1
- Advisor, start to finish
Solutions
Protection for every part of your financial life.
Each one does a different job. Most plans use two or three together.
Life insurance
Term life insurance
Coverage for a set number of years, at the lowest cost. Built for the years your family depends on your income.
Learn moreWhole life insurance
Coverage that never expires, with a fixed premium and guaranteed cash value.
Learn moreIndexed universal life
Permanent coverage with flexible premiums and growth linked to a market index.
Learn moreMortgage protection
A policy sized to your mortgage that pays your family, so the house stays theirs.
Learn moreFinal expense
A smaller whole life policy for funeral costs and last bills, usually with no medical exam.
Learn moreNot sure which you need?
Start with the overview. It compares each type and the job it's designed to do.
Compare the typesOur approach
You receive a plan, not a quote.
A quote is a price for a product. A plan says what to cover, how much, for how long, and why.
Discovery
Thirty minutes about your family, your obligations and your budget. Nothing is sold on this call.
Your plan
Each need, the coverage we recommend for it and what it costs each month, with the reasoning beside every line.
Review together
We walk through it line by line. Remove a piece, reduce one, or wait. It's your plan.
One advisor
When your life changes, you call the same person and we update the plan.
Planning for every stage
What you protect changes. Your plan should too.
Buying a home
Make sure the mortgage never becomes your family's burden.
Mortgage protection, term lifeRaising a family
Replace your income until the youngest is grown.
Term life, whole lifeBuilding wealth
Coverage that lasts for life and builds cash value.
Whole life, indexed universal lifeApproaching retirement
Turn savings into income and settle final expenses in advance.
Annuities, final expenseWhy independent
We work for you, not for an insurance company.
An agent employed by one insurer can only offer that insurer's policies. An independent firm places each part of your plan with the carrier that fits it best.
| Comparison | Single-company agent | Falcon Financial |
|---|---|---|
| Carriers available | One | 47+, all A-rated |
| Starts with | The company's products | Your family's needs |
| If your health is complicated | One underwriting answer | We look for the carrier that suits it |
| Who you call later | A service line | Your advisor, directly |
Carrier access
The companies behind your plan.
- Transamerica
- Mutual of Omaha
- AIG
- Americo
- Foresters Financial
- Protective Life
- Prudential
- Lincoln Financial
- Pacific Life
- Penn Mutual
- Nationwide
- Securian Financial
A selection of the 47+ A-rated carriers we place coverage with. Carrier names are the property of their owners.
Your advisor
Sébastien Taillieu
Founder and Principal Advisor
Sébastien founded Falcon Financial on one rule: every client works with one advisor from the first conversation on, and has that advisor's direct number.
He is licensed in eleven states and has placed more than $50 million in coverage for families.
- National Producer Number
- 21408357
- Licensed in
- AZ FL ID KS ME MT NC OH OR PA TX
- Office
- Scottsdale Airpark, Arizona
- Direct line
- (480) 999-9040
Learning Center
Understand it before you buy it.
Bank mortgage insurance pays the bank. Here's what pays your family.
How private mortgage protection differs from PMI and lender coverage.
Read the guide Life insuranceTerm, whole or universal: which one does which job?
The main types side by side, and the need each was designed for.
Read the guide RetirementHow an annuity turns savings into a paycheck.
The common structures and the tradeoff between certainty, access and growth.
Read the guideSchedule a consultation.
Thirty minutes, no obligation. You'll leave knowing what your family needs covered and what happens next.
- Call or text
- (480) 999-9040
- seb@falconfinancial.org